Telephones — Phone scams are the most common scams used against the elderly. Scammers might get seniors to wire or send them money by claiming to be a family member who is in trouble and needs money. They might also solicit money from the elderly by posing as a fake charity, especially after a natural disaster.
How can we protect the elderly from scammers?
How to Protect Seniors
- Block solicitations. Opt out of commercial mail solicitations.
- Provide respite for a caregiver. Caregivers who are stressed financially and emotionally can sometimes steal the assets of those they are supposed to be caring for.
- Set up safeguards at the bank.
- Arrange for limited account oversight.
What can a scammer do with my name and age?
This can include details like Social Security number, birthdate, or name and address. Depending on what identity thieves find, they can do things like open new credit accounts, steal from existing accounts or commit other crimes using a fake identity.
Do older people get scammed more?
For years now, the Better Business Bureau’s survey research has shown that younger adults lose money to swindlers much more often than the older people you may think of as the stereotypical victims.
What happens if I get scammed?
If you’ve been scammed, consider reporting the fraud to the police to see if they can take any action, as well as to your state consumer protection office. You can also report scams to the FTC. File a report online with the FTC, or by phone at (877) 382-4357.
How do you prosecute a scammer?
To file a complaint, just go to ftc.gov/complaint, and answer the questions. Or call That’s all there is to it. If you’ve been ripped off or scammed, complain to the Federal Trade Commission. It can help put the bad guys out of business.
How much information does a scammer need?
Much like a Social Security number, a thief only needs your name and credit card number to go on a spending spree. Many merchants, particularly online, also ask for your credit card expiration date and security code. But not all do, which opens an opportunity for the thief.
What details does a scammer need?
All it takes is your name, date of birth and address for fraudsters to steal your identity and access your bank accounts, take out loans or take out mobile phones in your name.
What information does a scammer need to steal your identity?
What Do Scammers Need to Steal Your Identity?
- Your Social Security Number.
- Your Date and Place of Birth.
- Your Financial Account Numbers.
- Your Banking PINs.
- Your Card Expiration Dates and Security Codes.
- Your Physical and Email Address.
- Your Driver’s License or Passport Number.
- Your Phone Number.
How many elderly get scammed each year?
A total of 105,301 people over the age of 65 were scammed, with an average loss of $9,175, and almost 2,000 older Americans lost more than $100,000, the report said. By far, the elderly were being extorted the most, with just over 23,000 victims, the FBI found.
What do you do if someone defrauds you?
Go to your local police station and file a police report, bringing with you all of the evidence that you have of the crime. Contact your creditors and ask for your accounts to be closed or for account numbers to be changed. Order your credit reports and read them for accuracy. Put a fraud alert on your credit files.
What if a scammer has my bank details?
If you provided a scammer with your bank information or they were able to steal funds from your account, you need to contact your financial institution(s) immediately. Depending on the situation, your bank will help you determine the best course of action.
How can I get revenge on a scammer?
If you are determined to get revenge on a scammer, there are a few legal revenge tactics.
- Ignore: The most obvious way is simply to ignore the scammer.
- Scambaiting: You can try to engage the scammer, emailing them back and pretending to play along with whatever scam they’ve concocted.
How do you help someone who has been scammed?
If you think someone you know is being, or has been, targeted by scammers, try to speak to them about it. It’s not uncommon for people to feel ashamed or embarrassed if they have fallen victim to a scam, so reassure them that this isn’t their fault and that scammers use devious tactics that can trick anyone.